SAIF Claims Adjuster Practice Exam

The correct answer is based on the guidelines established for addressing aggravations of disabling claims. An injured worker has the right to file an aggravation claim for a period that aligns with certain statutory limits. Specifically, the maximum time allowed for an injured worker to file such an aggravation is five years from the date of the first notice of closure.

This means that even if the original injury occurred earlier, the worker is given a clear time frame of five years after they receive the first notice indicating that their claim has been officially closed. This provision allows individuals sufficient time to assess their condition and seek additional benefits if their injury worsens or causes new limitations.

Other options reflect either time frames that are shorter or longer than the established five-year period, which do not align with the regulatory requirements for aggravation claims for disabling injuries. Thus, the five-year period is crucial to ensure that injured workers can properly access their rights and remedies under the law, while also providing a reasonable limit for the insurance process.