How many days does an insurer have to reclassify a claim from nondisabling to disabling?

An insurer has 14 days to reclassify a claim from nondisabling to disabling. This timeframe is critical because it ensures that claims are managed promptly and efficiently, allowing the injured worker to receive the appropriate benefits and care without unnecessary delays. Timely reclassification is essential in the claims process, as it can affect the injured worker's access to necessary medical treatment, wage loss compensation, and other benefits associated with disabling claims. The 14-day window balances the need for a thorough review of the claim while providing a sense of urgency to address the needs of the claimant effectively.