In which situation can a worker refuse modified work without risking loss of benefits?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

The situation in which a worker can refuse modified work without risking loss of benefits occurs when the commute exceeds their physical capabilities. This is significant because if the modified job requires travel that the worker is unable to handle due to their physical limitations or medical restrictions, accepting the position could exacerbate their condition or hinder their recovery.

In workers' compensation scenarios, the safety and health of the worker are prioritized, and if commuting poses a risk to their recovery, they are justified in refusing such work without jeopardizing their benefits. This consideration ensures that the worker’s well-being is taken into account and aligns with the principles of providing support during their recovery process.

Other options, while they may reflect legitimate concerns about modified work, do not offer the same level of protection regarding benefits. For example, refusing a position because the job is offered at a different company, due to uncertainty about fulfilling the job, or because the job offers lower pay does not inherently justify refusing work without potential consequences regarding benefits.

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