What condition permits stopping or prorating time-loss benefits upon termination of a worker?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

The condition that permits stopping or prorating time-loss benefits upon termination of a worker is when the attending physician has approved modified work. This approval indicates that the worker is capable of performing specific tasks, albeit in a modified capacity due to their injury. Once an employee receives this approval from their physician, it reflects that they no longer require full time-loss benefits since they are now able to participate in some form of work, thus rendering those benefits unnecessary or only partially applicable.

Understanding this concept is crucial for claims adjusters, as it highlights the importance of medical assessments in determining a worker's eligibility for ongoing benefits. The approval for modified work signifies that the worker is on the path to recovery and is expected to reintegrate into the workforce, even if it's in a limited capacity. This process aligns with the overall goal of rehabilitation and returning the worker to gainful employment as safely and timely as possible.

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