What does PPD signify in the context of injury claims?

In the context of injury claims, PPD stands for Permanent Partial Disability. This term is significant because it refers to a condition where an individual has sustained an injury that results in a permanent impairment, but they are not completely disabled and can still perform some work-related activities.

PPD benefits are provided to help compensate for the loss of earning capacity that a person might experience due to their injury, acknowledging that while the individual retains some ability to work, their overall capacity has been diminished. Understanding this terminology is crucial for claims adjusters, as it directly relates to the determination of benefits and how they are calculated and awarded to the injured party.

The other options, while they may sound relevant, do not accurately capture the concept of PPD within injury claims. Therefore, the correct interpretation is that it specifically addresses a scenario of permanent impairment that does not completely incapacitate the individual.