What does the acronym IW represent?

The acronym IW stands for Injured Worker. In the context of claims adjusting and workers' compensation, an injured worker refers to an employee who has sustained an injury while performing their job duties. This term is critical in assessing claims, as it signifies individual cases where workers may need to file for benefits due to work-related injuries. Understanding this terminology helps adjusters to navigate the claims process effectively and address the needs of those impacted by workplace incidents. Other terms listed, like Insurance Worker, Independent Worker, and Injury Waiver, do not encompass the specific context of workers' compensation, making "Injured Worker" the most relevant and accurate definition in this scenario.