What is one reason an adjuster might stop paying time-loss benefits?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

Stopping time-loss benefits when a worker returns to regular work is grounded in the fundamental principle that these benefits are designed to support individuals who cannot earn their usual income due to a work-related injury. Once a worker is able to resume their regular job duties, they are deemed capable of earning a wage, and thus the rationale for continued financial support through time-loss benefits no longer applies.

This aligns with the purpose of time-loss benefits, which is to replace lost income during recovery from an injury when the employee is unable to work. Continuous payment in such a scenario would not be justified since the worker is no longer incurring a loss of income.

The other reasons listed do not warrant stopping the time-loss benefits as definitively as the worker returning to work: incomplete paperwork may delay processing but doesn't halt eligibility; an approved claim indicates coverage but does not affect the necessity for ongoing benefits; and taking a leave of absence might not relate to the injury status, thus not necessarily impacting the time-loss benefits.

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