Which medical service is NOT typically covered post-closure according to ORS 656.245?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

The correct answer identifies elective surgeries as a medical service that is generally not covered post-closure according to ORS 656.245. In the context of workers' compensation claims in Oregon, the law stipulates certain limitations on medical benefits once a claim is closed. Elective surgeries are considered non-emergency procedures that are not immediately necessary for the treatment of a work-related injury or condition. Because they are not essential for the ongoing management of the injury, they fall outside the coverage provided by typical post-closure benefits.

In contrast, palliative care, prescription medications, and diagnostic tests are often considered necessary to manage ongoing issues related to the original injury. Palliative care may be critical for managing symptoms after a claim has been closed, medications can be necessary to control pain or other symptoms related to the work injury, and diagnostic tests might be crucial for monitoring the ongoing impact of the injury. These services align more closely with the purpose of continuing to address the healthcare needs of an injured worker, thereby making them eligible for coverage even after a claim's closure.

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