Which of the following actions can you not take if the worker does not attend the IME appointment?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

If a worker does not attend the Independent Medical Examination (IME) appointment, the appropriate action that cannot be taken is to unilaterally stop paying time loss benefits. This is crucial because stopping these benefits without due process may violate the worker’s rights and the regulations governing workers' compensation claims.

In the context of workers' compensation, time loss benefits are designed to support an injured worker financially when they are unable to work due to a job-related injury. If the worker fails to attend an IME, it does not automatically imply that they do not deserve benefits. There are often situations that could prevent attendance, such as scheduling conflicts or medical issues. Therefore, taking unilateral action to stop benefits could lead to disputes and legal challenges.

On the other hand, requesting additional medical records, scheduling another IME appointment, and investigating the claim further are all permissible actions. These steps allow the claims adjuster to gather more information and understand the situation better, thus ensuring fairness in processing the claim. It’s important to engage the worker and explore options rather than taking abrupt actions that could negatively affect their benefits.

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