Which of the following is NOT a type of Third Party claim?

A third-party claim typically arises when someone other than the policyholder files a claim against an insurance policy, usually after being harmed or suffering damages due to the policyholder’s actions or negligence.

Motor vehicle accidents, premises liability, and subsequent intervening causes all involve scenarios where third parties seek compensation for damages caused by another party's negligence or wrongdoing. For instance, in motor vehicle accidents, an injured party can file a claim against the driver who was at fault. Similarly, premises liability covers scenarios where individuals are injured on someone else's property due to unsafe conditions.

Fraudulent claims, however, do not fit this definition. These claims involve individuals attempting to deceive the insurer by filing false reports to receive payouts for non-existent injuries or damages. As such, they represent a type of dishonest behavior rather than a legitimate claim from a third party seeking compensation for real damages. Therefore, it is classified differently than the legitimate third-party claims related to negligence or direct harm.