Which of the following medical services are covered under ORS 656.245 post-closure?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

The correct choice, which is the coverage of prescription medications under ORS 656.245 post-closure, stems from the legal framework that governs workers' compensation claims in Oregon. According to ORS 656.245, the law provides that some medical services and treatments remain covered even after the closure of a claim, particularly essential medications that are deemed necessary for the treatment of the injury or condition that arose from work-related incidents.

Prescription medications are critical in managing the ongoing health needs of injured workers, especially if their injury requires continued medical treatment or pain management. The law recognizes the importance of ensuring that workers can access the medications they need to recover or manage their conditions effectively, even after the official closure of their claims.

In contrast, alternative therapies, cosmetic procedures, and chiropractic adjustments generally do not have the same level of coverage under ORS 656.245 post-closure. While these treatments may have their merits, they often do not fit the criteria for necessary and ongoing medical treatment related to the original work injury as specified by the statute. This distinction clarifies that while some services may be beneficial, only those deemed essential for the ongoing care of the injured worker, such as prescription medications, are covered post-closure.

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