Which scenario would classify a worker under temporary partial disability (TPD)?

Prepare for the SAIF Claims Adjuster Exam with flashcards and multiple choice questions. Each question offers hints and explanations to boost your confidence. Ace your exam!

In the context of temporary partial disability (TPD), the correct scenario is one where a worker, due to an injury, is only able to work limited hours. This reflects the nature of TPD, which is characterized by a temporary condition where the individual can still engage in work, but their ability to perform full duties or hours is restricted as a result of the injury.

Workers classified under TPD are usually able to make a partial recovery, allowing them to contribute to some extent while still facing limitations that prevent them from returning to their previous full-time responsibilities. This often entails being able to perform some tasks or work reduced hours, which aligns with option B's description.

The other scenarios do not fall under the definition of TPD. If a worker can do their job as usual, they would not be classified as having a disability; instead, they are fully capable. A worker who is permanently unable to return to work would instead fall under a different classification, such as permanent total disability. Lastly, a worker taking a leave of absence does not specifically indicate a disability status; they may be away from work for various reasons that do not imply a temporary partial disability related to an injury. Thus, option B is the scenario that accurately depicts TPD

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